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How life will look for Andrew Mountbatten Windsor as he becomes 'an ordinary member of the public'...with his home, finances and royal privileges stripped away

Friday, October 31


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Andrew Mountbatten Windsor was today described as just 'an ordinary member of the public' by a senior Government minister.

For the 65-year-old, who has long been coddled from the day-to-day concerns of British subjects, the phrase will sound alarm bells.

As well as losing his titles and the birth title of prince, Andrew has agreed to surrender his lease on his mansion, Royal Lodge, and will be banished to a private home on the monarch's Sandringham Estate in Norfolk.

In a clinically cold statement, Buckingham Palace made it clear that the censures were 'deemed necessary, notwithstanding the fact that he continues to deny the allegations against him', a reference to claims by the late Virginia Giuffre that she was sex-trafficked to the late Queen's son by convicted paedophile Jeffrey Epstein.

The family of Virginia Giuffre said she had 'brought down a prince' after Charles' decision.

Describing Andrew as now 'an ordinary member of the public', trade minister Sir Chris Bryant suggested he should go to the US to answer questions about Epstein's crimes.

So what will life now look like for Andrew given his newfound status. Where will he live? Who will pay for him? Will he receive security? And what of his ex-wife, Sarah Ferguson?

As revelations continue about Andrew's downfall, it has emerged -

Royal splendor: Andrew in his finery while attending an Order of the Garter in Windsor in 2014
Royal splendor: Andrew in his finery while attending an Order of the Garter in Windsor in 2014
Ordinary: Andrew - seen driving his car through Windsor Great Park - will now be considered a regular member of the public

Ordinary: Andrew - seen driving his car through Windsor Great Park - will now be considered a regular member of the public

Where will Andrew live, and who will pay for him?

The monarchy had come under increasing pressure to resolve Andrew's living arrangements, with the royal long enjoying the luxurious surroundings of Royal Lodge, a 30-bedroom mansion in Windsor Great Park.

Andrew will move 'as soon as practicable' to an undisclosed property on the King's Sandringham estate in Norfolk.

Even though the estate is set in around 20,000 acres, there are not as many publicly known options for his new home as might be expected.

Wood Farm, the five-bed property which Prince Philip enjoyed in his retirement, is understood to have been ruled out as an option.

Princess Diana's childhood home, the rambling Park House, has been empty for more than five years but is unlikely to be considered suitable because it spent decades as a respite centre for the disabled and is in need of renovation.

Other potential options include The Folly and the Gardens House, both of which are currently listed as holiday lets.

The accommodation will be privately funded by King Charles, who will also make private financial provisions for his brother.

Charles' personal wealth is believed to have jumped by £10million to £610million in 2024, making him much richer than his mother Queen Elizabeth II who was worth £370million.

His primary source of private income is the Duchy of Lancaster, which paid him more than £27million in his first full financial year as monarch.

Since Andrew lost his £1million annual royal income last year, his only declared income is a £20,000 naval pension, although some sources put his net worth at £1.5million.

He has a range of investments, including a share portfolio, and also earned money from the 2007 sale of his 12-bedroom Sunninghill Park home to Kazakh businessman Timor Kulibayev for £15 million - £3 million above the asking price.

Could he get a payout for leaving Royal Lodge?

One of the most controversial aspects of Andrew's final fall from grace will be the potential payout he could receive for leaving Royal Lodge.

The King's brother acquired the lease from the Crown Estate in 2003 and paid £1million for the 75-year tenancy plus £7.5million for repairs and refurbishments, which was deemed the equivalent of paying for his lease 'upfront'.

Under the terms of the deal, if he left within the first 25 years - which will end in 2028 - he would be due a refund of £557,000.

Given the Crown Estate generates revenue for the Treasury to bolster public spending, any payout it makes to Andrew would be immensely controversial.

Experts have suggested to the Daily Mail that the King may offer to either reimburse his brother personally, or find a way to pay back the Crown Estate to avoid the taxpayer losing out.

MPs have already been poring over the terms of the lease, with the Public Accounts Committee (PAC) raising concerns over whether it delivered 'the best value for money'.

Royal Lodge, which is set in 40 hectares of woodland and lawns, would be worth around £30million at market value.

An aerial view of Andrew's current home - Royal Lodge in Windsor
An aerial view of Andrew's current home - Royal Lodge in Windsor 

Where will Sarah Ferguson live?

Sarah Ferguson is also being evicted from Royal Lodge, where she has lived with Andrew since 2008 despite the pair divorcing in 1996.

But unlike Andrew, who will move onto a property on the private Sandringham estate, Fergie will make her own arrangements, it is understood.

It marks a bitter end for Andrew and Sarah - the former duchess who once told the Mail: 'We're the happiest divorced couple in the world. We're divorced to each other, not from each other.'

The couple's children Princess Beatrice and Eugenie will retain their Royal titles.

They will keep their Honours in line with King George V's Letters Patent of 1917, it is understood.

Both sisters have paid full-time jobs but do not receive cash from the Sovereign Grant as they're not working royals.

They also benefit from a trust fund set up by the Queen Mother for her great-great-grandchildren, and received money from their parents' divorce in the 1990s.

Will Andrew receive security?

Andrew lost his right to taxpayer-funded police protection in 2022 when he was stripped of his HRH title after settling a civil case brought by Virginia Giuffre while admitting no wrongdoing.

This puts him in a similar position to Prince Harry, who was also stripped of his right to taxpayer-funded police protection following Megxit.

The royal initially received financial support from Charles to fund private security before cutting this off last year - the Daily Mail's Robert Hardman revealed in November.

Given its location in Windsor Great Park, Royal Lodge was covered by a security 'ring of steel' also covering Frogmore Cottage - the former home of Harry and Meghan - and Forest Lodge, the Windsor home of the Prince and Princess of Wales.

Given Sandringham is also a royal residence, Andrew will presumably be covered by the same security Charles has put in place across the estate.

The Royal Family released a public statement announcing Andrew would no longer be a prince

The Royal Family released a public statement announcing Andrew would no longer be a prince

What will his tax status be?

The King and heir to the throne are the only royals who are not legally obliged to pay income tax, although they choose to.

Therefore, Andrew's tax status will not change now he is an ordinary citizen.

He will continue to be fully liable for income tax, capital gains tax, and inheritance tax in the normal way.

Will he Andrew vote in elections?

All members of the Royal Family apart from the King are permitted to vote in elections, but typically do not.

Now he is an ordinary citizen, it will likely be down to Andrew whether he votes or not.

Number 10 was unable to comment on the matter today.

Will he remain in the line of succession?

While the King's dramatic decision to formally strip his brother of his Prince and Duke of York titles and HRH style effectively ends his public life, he remains eighth in line to the throne.

This morning on the royal family's official website, Andrew was still listed in eighth place as 'The Duke of York' in the line of succession, behind Prince Archie and Princess Lilibet of Sussex.

Majesty Magazine's managing editor Joe Little said: 'I'm sure at some point quite soon, somebody will ask, if they've not already done so, why he hasn't been moved from the line of succession.

'Clearly it would take quite a catastrophe for him to become king given all those that are ahead of him. So might it not have been tidier to withdraw him from the line of succession?'

Andrew is a counsellor of state, but this role has previously been described as 'inactive'.

Only 'working members' of the royal family would be called upon to carry out the sovereign's duties on a temporary basis as a counsellor of state in case of illness or overseas travel.

Mr Little suggested it may have been 'tidier' to remove that role from Andrew's portfolio too.

Andrew, Virginia Giuffre and sex trafficker Ghislaine Maxwell in a photo reportedly taken in 2001, when Giuffre was 17 years old
Andrew, Virginia Giuffre and sex trafficker Ghislaine Maxwell in a photo reportedly taken in 2001, when Giuffre was 17 years old

How soon will Andrew formally lose his titles?

The answer appears to be very soon. Andrew no longer appears on the official roll of the peerage, marking a key step in formally removing his titles.

Buckingham Palace said his name had been struck from the roll after the King took the dramatic decision to formally strip his brother of his Prince and Duke of York titles and HRH style, a move that effectively ends his public life.

Dukes, including the Duke of York, are listed on the roll of the peerage maintained at the Crown Office and, as Lord Chancellor, David Lammy is responsible for maintaining it.

Mr Lammy, who is also Justice Secretary, was due to be sent royal warrants by the King to strike the Duke from the roll, as well as his Prince title and HRH style.

The subsidiary titles are similarly affected. It is not clear when the move to strike Andrew from the roll took place.

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